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FAQ

No. Tally doesn’t link to your bank account or read live transactions — you enter your bills, income, and starting balance yourself, and Tally forecasts forward from there. Nothing about your forecast depends on bank credentials or a live account link.

What’s the difference between a bill and a transaction?

Section titled “What’s the difference between a bill and a transaction?”

A bill repeats on a schedule (rent, a subscription, a car payment). A transaction is a one-off entry (a bonus, a refund, an unplanned purchase). See Accounts, Bills, and Transactions for the full picture.

Why does a monthly bill show up in more than one of my pay periods?

Section titled “Why does a monthly bill show up in more than one of my pay periods?”

A bill’s frequency and your account’s pay period length are independent of each other. If your pay period is biweekly, a monthly bill’s due date can land inside more than one biweekly period over the course of a year — that’s expected, not a bug.

What does “needs reconciliation” mean?

Section titled “What does “needs reconciliation” mean?”

It’s a bill whose pay period has closed without being marked paid — usually because the biller hasn’t charged yet. See Reconcile a bill for how to clear it.

Yes — each account you add has its own bills, income sources, transactions, and forecast, independent of any others you’re tracking.

Check the Glossary for term definitions, or the Core Concepts section for how forecasting works.