Your First Forecast

Every new account walks through the same three steps — you’ll see them as a checklist on your dashboard until they’re done.

1. Add your income

Go to your account’s Income tab and add an income source: how much you get paid, and how often (weekly, biweekly, semimonthly, monthly, or a custom schedule). If you have more than one paycheck or income stream, add each one separately — the first one you add becomes your primary income source, which pre-fills your forecast’s pay period settings.

2. Add your bills

From your account’s main page, add your recurring bills — rent, a car payment, subscriptions, anything that repeats on a schedule. For each bill, set its amount, due date, and frequency.

A one-off expense (a bonus, a big purchase, a tax refund) isn’t a bill — record it as a transaction instead.

3. See your forecast

Open the Forecast tab. Tally lays out your pay periods going forward and, for each one, shows your running balance after that period’s income and bills — starting from the starting balance you set for the account.

That’s it — from here, the main things you’ll do day to day are tracking new bills and reconciling ones that have come due.